Money

Personal Finance
FortisBC helps customers stay warm while cutting energy use and costs (BC)

With colder weather on the horizon, FortisBC wants residents to stay warm without compromising on their energy costs. By balancing comfort and efficiency, customers can reduce their bills this winter.

Saving Strategies

I’m about to become a grandparent. How can I set my grandchild up for financial success?

Becoming a grandparent unlocks fresh opportunities to share valuable insights about managing money. By helping your grandchild develop basic saving habits and a sense of financial responsibility, you can start them on a path toward stability and long-term success.

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Saving Strategies

Savvy Senior: Can you get a lump sum social security payment?

A recent “Savvy Senior” column highlights a little-known Social Security strategy that has been around for years, allowing retirees to claim a lump-sum benefit. Though not widely recognized, this method may provide a useful financial boost for those who qualify.

Saving Strategies

Beneficial Changes to Tax-Advantaged ABLE Accounts for Individuals with Disabilities

Recent tax legislation brings significant enhancements to Achieving a Better Life Experience (ABLE) accounts. These changes, effective in the 2026 tax year, include unique inflation adjustments and an increased contribution limit, helping individuals with disabilities save more efficiently.

Saving Strategies

 Beneficial Changes to Tax-Advantaged ABLE Accounts for Individuals with Disabilities
Xbox Game Pass Ultimate Deal – Save $35 On 3-Month Membership

Xbox Game Pass Ultimate’s monthly rate has jumped by $10 in the United States, reaching $30. However, Amazon’s discounted prepaid membership codes still hold the old rate, offering a chance to save over $30 every three months and stack credits up to three years.

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 Xbox Game Pass Ultimate Deal – Save $35 On 3-Month Membership
71% of Americans say debt is high enough to limit saving or building wealth

A recent report finds 71% of Americans feel their debt is high enough to prevent them from saving or building wealth. CNBC’s Sharon Epperson highlights how widespread borrowing challenges leave many individuals struggling to move beyond basic bill payments.

Saving Strategies

National Survey: Middle-Income Families Adapting to ‘New Normal’ of Higher Costs

A national survey reveals that middle-income families across the United States are confronted with rising expenses, marking a new normal in household finances. Released from Duluth, Ga., the report highlights challenges and adaptation strategies among a significantly impacted demographic.

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 National Survey: Middle-Income Families Adapting to ‘New Normal’ of Higher Costs
The Secret to Wealth Building? These 3 Dividend Kings You Can Buy and Hold Forever

Few companies achieve a half-century of consecutive dividend increases, but Coca-Cola, Federal Realty, and Nucor have done just that. In an era of market volatility, these three Dividend Kings stand out as stalwarts of stability and potential long-term growth.

Saving Strategies

 The Secret to Wealth Building? These 3 Dividend Kings You Can Buy and Hold Forever
Protecting Your Income Through Smarter Spending Choices

Thoughtful spending habits serve as a cornerstone for financial stability, helping to protect hard-earned income from unnecessary outflows. By planning where each dollar goes, families can better prepare for essential goals like retirement funds, higher education, or purchasing a home.

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 Protecting Your Income Through Smarter Spending Choices
6 deals under $25 I’d buy before Prime Day (and why you need them)

October Prime Day is around the corner, and these six wallet-friendly gadgets—all under $25—can help you save big. Whether you shop during the sale or any other time of the year, they’re practical picks worth considering.

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Moving the needle

Gen Z has experienced a sharper drop in credit scores than any other generation in the past year, and student loan debt appears to be the primary culprit. This development has raised concerns about the long-term financial health of the nation’s youngest working adults.

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 Moving the needle
I Asked ChatGPT How Young Adults Can Plan To Retire by 30 — Here’s What It Said

Retiring early—well before 65—has become a popular goal among young adults, fueled by the growing FIRE movement. This article explores the question of whether it’s truly possible to leave the workforce by 30, with ChatGPT offering a fresh perspective on financial independence.

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 I Asked ChatGPT How Young Adults Can Plan To Retire by 30 — Here’s What It Said
70% of Gen Z are so anxious about money that they can’t sleep—they’re dealing with it by bed rotting and watching TV instead of budgeting

A reported 70% of Gen Z can’t sleep at night due to money worries, according to new findings. With Federal Reserve Chair Jerome Powell cautioning that this generation faces a tough job market, some young adults are coping through what’s called “bed rotting” and binge-watching TV instead of following more traditional budgeting methods.

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 70% of Gen Z are so anxious about money that they can’t sleep—they’re dealing with it by bed rotting and watching TV instead of budgeting
Be wildfire ready: Financial adviser shares tips to financially prepare for emergencies

Hundreds of people remain evacuated due to the TCU Lightning Complex in Stanislaus, Tuolumne, and Calaveras counties. A financial adviser highlights ways to remain prepared for emergencies when wildfires threaten your home and livelihood.

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 Be wildfire ready: Financial adviser shares tips to financially prepare for emergencies
3 CD account mistakes savers should avoid this September

As interest rates continue to fluctuate, many savers are reevaluating their CD strategies. Financial observers warn of three specific pitfalls to avoid this September in order to protect your returns.

Saving Strategies

 3 CD account mistakes savers should avoid this September
Unconquered by Debt Program Helping FSU Students Gain Financial Freedom

Florida State University’s “Unconquered by Debt” program aims to give students a stronger foothold in personal finance. Designed to reduce debt-related stress, the initiative seeks to lay a foundation for a more stable financial future.

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 Unconquered by Debt Program Helping FSU Students Gain Financial Freedom
Retirees in This State Will Outlive Savings by Almost Half a Million Dollars

A new analysis by Seniorly warns that retirees in 41 U.S. states, plus Washington, D.C., could outlive their savings. In one state, the shortfall nears an astonishing half a million dollars—underscoring the depth and urgency of this nationwide concern.

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 Retirees in This State Will Outlive Savings by Almost Half a Million Dollars
Everything You Ever Wanted to Know About the Roth IRA 5-Year Rules

Roth IRAs are one of the nation’s most popular ways to save for retirement, offering unique tax advantages. However, as the name suggests, the 5-year rule can puzzle even the most diligent savers. Here’s a closer look at what you need to know.

Saving Strategies

Secret times to shop at Walmart, Aldi and Dollar Tree to see completely full shelves

A savvy shopper has revealed the key times to visit popular chains like Walmart, Aldi, and Dollar Tree to find fully stocked shelves. These insights come from money-saving pros who shed light on how to ensure a more fruitful shopping experience.

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 Secret times to shop at Walmart, Aldi and Dollar Tree to see completely full shelves
Americans turning to “revenge saving” due to inflation and economic uncertainty

As inflation creeps upward and economic uncertainty lingers, many Americans are embracing a financial strategy dubbed “revenge saving.” Mark Henry, founder and CEO of Alloy Wealth Management, sees this trend as a direct response to escalating costs of living and broader economic fears.

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 Americans turning to “revenge saving” due to inflation and economic uncertainty
I Will Text You the Best Daily Deals for Free Every Day, Here’s How to Join

Tired of waiting for big shopping events to save? Russell Holly and his team at CNET are bringing daily deals straight to your phone—for free.

Saving Strategies

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