Money
Retirees often look back on their 401(k) decisions with a sense of “if only.” A new account from Fool outlines how lessons learned by current retirees can help others plan and potentially avoid similar regrets.
401(k) Plans
President Donald Trump’srecent executive order extends retirement-savings opportunities to more Americans. This opinion piece argues that church workers, as vital contributors to community life, should not be overlooked in these new retirement initiatives.
401(k) Plans
After decades of contributing a portion of each paycheck to retirement savings, Margaret discovered that learning to spend her money was the real hurdle. Her experience highlights a challenge many new retirees face: finding a sustainable way to turn savings into income.
Early Retirement Planning
Australian trustees of Self-Managed Super Funds (SMSFs) can now consider a new high-yield fixed-term product, TermPlus, to diversify their monthly income strategies. With the SMSF sector’s cash allocations at a record low, TermPlus aims to provide stability and consistent returns away from the share market’s volatility.
IRAs
The Motley Fool recently ranked all 50 states according to real priorities for retirees. Though the complete findings remain behind a paywall, this overview outlines why the study matters and how it may influence future retirement decisions.
Early Retirement Planning
Employers are setting new records in their 401(k) contributions while auto-enrollment gains traction across the nation. With costs also declining, these factors promise enhanced retirement security for American workers.
401(k) Plans
What do top earners’ retirement accounts really look like? This new look at the highest tiers of savers may shift how you think about your own financial strategy.
Early Retirement Planning
Nearly half of Americans say they’re entering 2026 with mounting financial pressure, and 48% feel more stressed now than a year ago. Jill Schlesinger dives into the reasons behind these worries and offers a look at possible resolutions.
401(k) Plans
IRAs
Deciding when to start saving, how much to contribute, and where to invest are pivotal steps for a strong 401(k). As regulators consider opening the door to alternative assets, preparing your retirement strategy now will help ensure greater financial security.
401(k) Plans
Early Retirement Planning
This concise checklist provides professionals with a roadmap to secure their financial future. It highlights six main components—budgeting, insurance, investments, taxes, emergency funds, and retirement planning—to lay the groundwork for long-term stability.
Early Retirement Planning
A recent “Savvy Senior” column highlights a little-known Social Security strategy that has been around for years, allowing retirees to claim a lump-sum benefit. Though not widely recognized, this method may provide a useful financial boost for those who qualify.
Early Retirement Planning
A 66-year-old, born in June 1959, is preparing to leave the workforce due to poor health. Losing a spouse in March has further complicated decisions about Social Security, and this piece examines key options available at a full retirement age of 66 years and 10 months.
Early Retirement Planning
Retiring early—well before 65—has become a popular goal among young adults, fueled by the growing FIRE movement. This article explores the question of whether it’s truly possible to leave the workforce by 30, with ChatGPT offering a fresh perspective on financial independence.
Early Retirement Planning
Some of AI’s most influential figures, including Sam Altman, believe AI stocks may be overpriced. Investors and retirees alike are pondering whether to adjust their retirement portfolios in light of these warnings.
Early Retirement Planning
A new analysis shows that Social Security benefits alone are enough to cover retirement expenses in only 10 states. Experts say the data underscores how cost-of-living increases have eroded Social Security’s ability to meet daily needs for many retirees, highlighting the growing challenge for older Americans navigating financial stability.
Early Retirement Planning
Retirees may gain from a higher Social Security Cost-of-Living Adjustment (COLA) in 2026, but it might not be entirely good news. A big adjustment can come with caveats, underscoring the need for financial vigilance in retirement planning.
Early Retirement Planning
A new analysis by Seniorly warns that retirees in 41 U.S. states, plus Washington, D.C., could outlive their savings. In one state, the shortfall nears an astonishing half a million dollars—underscoring the depth and urgency of this nationwide concern.
Early Retirement Planning
Investors looking to secure their financial future might consider four high-yield ETFs—FDVV, SCHD, VOO, and VYM—that aim to deliver both steady income and capital growth. With low cost, lower risk, and a balanced mix of holdings, these funds could support a long-term retirement strategy.
Early Retirement Planning
Roth IRAs are one of the nation’s most popular ways to save for retirement, offering unique tax advantages. However, as the name suggests, the 5-year rule can puzzle even the most diligent savers. Here’s a closer look at what you need to know.
Early Retirement Planning
IRAs
After opting for early Social Security benefits and part-time work, one individual faces a new challenge: can switching to a taxi driver job affect their benefits? Understanding the implications of career changes during early retirement is crucial.
Early Retirement Planning
Evered Financial Inc., a Ft. Mitchell-based firm, is hosting a series of free informational seminars this summer and fall. Covering topics from empowering women to Social Security and legacy planning, these seminars aim to educate attendees on crucial financial matters. Register for one or all sessions to take charge of your financial future.
Early Retirement Planning