• Cons
    Doesn't handle the underwriting for all its policies., Claims must be lodged through the company that undertakes the underwriting for your policy.
  • Digital Experience
    Through Progressive's website, you can obtain quotes from various insurers via the company's HomeQuote Explorer tool. The website also features a comprehensive answers page filled with educational articles and FAQs., While Progressive does have an app, it currently does not support management of homeowners policies.
  • Discounts
    Homes equipped with alarm systems or safety devices., Securing a quote at least 10 days prior to the policy commencement date., Payment of your premium in one full installment., Opting to receive policy documents electronically., New or recently acquired homes.
  • Falls Short
    Regarding claim filing, homeowners claims cannot be filed on Progressive's website as you can with auto claims. Instead, you'll need to contact the company that underwrites your policy.
  • Contacting Customer Service
    For assistance, you can interact with Flo, Progressive's virtual assistant, or dial 888-671-4405. You also have the option to communicate via email.
  • Claim Filing
    To lodge a homeowners claim, you'll need to get in touch with the company that issued your homeowners policy. If you're uncertain who that is, you can reach out to Progressive at 800-776-4737, and a representative will direct you to the appropriate department., For more guidance, refer to how to file a home insurance claim.
  • Not Covered
    Flooding., Earthquakes., Landslides or mudslides., Sinkholes., Wear and tear.
  • Optional Coverage
    Extended replacement cost coverage to augment dwelling coverage. This pays for repairing or rebuilding your home following a covered claim., Replacement cost coverage for personal belongings, ensuring that if your possessions are stolen or damaged, the insurer will afford you enough to purchase new replacements., Water backup coverage for water damage resulting from a backed-up sump pump or sewer system., Additional coverage for valuables, elevating your limits for costly items like jewelry or artwork., Personal injury coverage to cater for legal fees and damages arising from slander, libel, wrongful evictions, false arrests, detentions, or imprisonment.
  • Pros
    Customers with Progressive car insurance can avail of an auto discount., The flexibility to select the insurance company from which to purchase ─ a feature rarely found among insurers that sell affiliate policies.
  • Standar Coverage
    Dwelling. Covers costs for repairing or rebuilding your home's structure., Other structures. Provides coverage for damage to detached structures such as sheds or fences., Personal property. Reimburses for the repair or replacement of personal items like furniture or apparel., Loss of use. Compensates for costs such as hotel accommodation, meals, and other expenses if you're forced to reside elsewhere during covered repairs to your home., Personal liability. Takes care of legal costs and damages if you are held accountable for harm to others or their property., Medical payments. Covers injuries sustained by guests in your home, regardless of who is at fault.
  • Stands Out
    Offers the choice of carriers. Progressive actively seeks out multiple insurance providers to assist you in finding a policy that suits your needs, potentially saving you time in researching yourself., Progressive auto policyholders can avail of a discount. If you already have car insurance with Progressive, a discount is offered for purchasing a homeowners policy.
  • State Availability
    Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming
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