In 2025, Origence CUDL solidified credit unions’ place as the nation’s top auto lenders once again, handling $48 billion in auto loans while expanding access to more than 20,000 dealerships. By boosting digital financing tools and reaching 68 million members through 1,100 credit unions, CUDL stepped into a new era of digital retail and faster funding.
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Origence CUDL Advances Credit Union Financing Network, Strengthens Dealer Advantage in Digital Retail
Key Takeaways:
- CUDL facilitated $48 billion in auto loans in 2025
- Credit unions using CUDL remained the top auto lenders nationally for the fifth year in a row
- More than 20,000 franchised and independent dealerships tap into CUDL’s network
- Over 1,100 credit unions participate, including 80% of the top 10 nationwide
- CUDL’s digital push empowers dealers to process funding more efficiently
The Evolution of Credit Union Auto Lending
Origence CUDL, the nation’s leading credit union auto lending network and indirect lending platform, reached several milestones in 2025 that illustrate its growing influence in the modern marketplace. By funding $48 billion in auto loans, the CUDL network helped sustain credit unions’ five-year streak as the top auto lender in the country.
Bolstering Dealer Connections
The CUDL network now provides more than 20,000 franchised and independent dealerships with rapid access to over 1,100 credit unions. This far-reaching influence includes 80% of the top 10 and 60% of the top 50 credit unions by asset size. As dealerships continue to navigate an increasingly digital retail ecosystem, CUDL’s platform allows them to secure faster funding and broaden their customer base.
Fueling Digital Retail Growth
“In 2025, we strengthened dealer access to credit union financing and expanded digital capabilities that keep financing tied to dealer inventory,” noted Tony Boutelle, president and CEO of Origence CUDL. These digital capabilities have surfaced at a time when buyers demand streamlined processes and convenient online solutions, ensuring that dealers remain competitive by connecting shoppers to credit union financing online or on the showroom floor.
A Network Serving Millions
CUDL represents a consortium of participating credit unions that collectively serve 68 million members nationwide. By making it easier for these members to secure auto loans, the platform fosters strong relationships among consumers, credit unions, and dealerships. This symbiotic network not only benefits traditional in-person auto sales but also positions credit unions and dealerships to excel in a digital-first future.
