Credit is an imperfect but essential tool for financial security—without it, most people couldn’t buy a home or finance key expenses. Yet errors in credit reports, exploitative practices, and a system that puts the burden on consumers can undermine financial stability. Here’s how to assert your rights and protect your credit.

Austria’s data protection authority has instructed YouTube to fully comply with European data regulations, requiring the platform to grant users access to the information it holds on them. This move highlights growing concerns about data transparency and consumer rights in the digital world.