At just 20 years old, Dowagiac native and 2020 college graduate, Carly Kolean, has already taught a Junior Achievement class, joined Amazon, and purchased her first home. Her story is one of determination and ambition, accomplished amid the uncertainties of a global pandemic.

Homeownership is no longer just for the young. In the 1980s, first-time buyers were in their early 30s, but by 2024, this number had climbed to 56—a record-breaking shift.