FICO is shaking up its credit-scoring methods, prompting industry observers to watch closely for its effects on mortgage lending. Though details remain limited, experts are weighing whether this shift could ultimately transform how home loans are approved.

HighTower Advisors LLC has made a subtle change to its investment in Guild Holdings Company by selling 1,054 shares in the first quarter. This move, reflecting a 0.8% reduction, leaves HighTower with a total of 124,257 shares of the mortgage lender.