Jorgen Vik: Prediction markets and same-day options aren’t investing. They’re gambling.

In a sharply worded opinion, Jorgen Vik contends that prediction markets and same-day options should be treated as high-stakes gambles, not genuine investments. He urges readers who seek the thrill of quick gains to recognize the risks and acknowledge they are essentially placing bets rather than building portfolios.

Jorgen Vik: Prediction markets and same-day options aren’t investing. They’re gambling.

6 Ultimate Financial Planning Checklist for Every Professional

This concise checklist provides professionals with a roadmap to secure their financial future. It highlights six main components—budgeting, insurance, investments, taxes, emergency funds, and retirement planning—to lay the groundwork for long-term stability.

6 Ultimate Financial Planning Checklist for Every Professional

Flexa Integrates Base Pay for Faster, More Seamless Checkout Using USDC

Flexa aims to streamline digital payments by integrating Base Pay into its USDC-based checkout process. This move could simplify online and in-store transactions for consumers, positioning Flexa at the forefront of financial tech innovations.

Flexa Integrates Base Pay for Faster, More Seamless Checkout Using USDC

71% of Americans say debt is high enough to limit saving or building wealth

A recent report finds 71% of Americans feel their debt is high enough to prevent them from saving or building wealth. CNBC’s Sharon Epperson highlights how widespread borrowing challenges leave many individuals struggling to move beyond basic bill payments.

Moving the needle

Gen Z has experienced a sharper drop in credit scores than any other generation in the past year, and student loan debt appears to be the primary culprit. This development has raised concerns about the long-term financial health of the nation’s youngest working adults.

Moving the needle

I Asked ChatGPT How Young Adults Can Plan To Retire by 30 — Here’s What It Said

Retiring early—well before 65—has become a popular goal among young adults, fueled by the growing FIRE movement. This article explores the question of whether it’s truly possible to leave the workforce by 30, with ChatGPT offering a fresh perspective on financial independence.

I Asked ChatGPT How Young Adults Can Plan To Retire by 30 — Here’s What It Said

Falling mortgage rates: Is it time to buy or refinance?

As mortgage rates take a downward turn, homeowners and prospective buyers may find new opportunities to save. From potential refinancing perks to the prospect of purchasing a home at a lower rate, this shift in interest rates raises an essential question: Is now the best time to make a move?

Falling mortgage rates: Is it time to buy or refinance?

Americans turning to “revenge saving” due to inflation and economic uncertainty

As inflation creeps upward and economic uncertainty lingers, many Americans are embracing a financial strategy dubbed “revenge saving.” Mark Henry, founder and CEO of Alloy Wealth Management, sees this trend as a direct response to escalating costs of living and broader economic fears.

Americans turning to “revenge saving” due to inflation and economic uncertainty