This concise checklist provides professionals with a roadmap to secure their financial future. It highlights six main components—budgeting, insurance, investments, taxes, emergency funds, and retirement planning—to lay the groundwork for long-term stability.

A recent “Savvy Senior” column highlights a little-known Social Security strategy that has been around for years, allowing retirees to claim a lump-sum benefit. Though not widely recognized, this method may provide a useful financial boost for those who qualify.

A 66-year-old, born in June 1959, is preparing to leave the workforce due to poor health. Losing a spouse in March has further complicated decisions about Social Security, and this piece examines key options available at a full retirement age of 66 years and 10 months.

A new analysis by Seniorly warns that retirees in 41 U.S. states, plus Washington, D.C., could outlive their savings. In one state, the shortfall nears an astonishing half a million dollars—underscoring the depth and urgency of this nationwide concern.

Investors looking to secure their financial future might consider four high-yield ETFs—FDVV, SCHD, VOO, and VYM—that aim to deliver both steady income and capital growth. With low cost, lower risk, and a balanced mix of holdings, these funds could support a long-term retirement strategy.

Roth IRAs are one of the nation’s most popular ways to save for retirement, offering unique tax advantages. However, as the name suggests, the 5-year rule can puzzle even the most diligent savers. Here’s a closer look at what you need to know.