After two semesters in northern Thailand, one student’s return to her rural Nevada hometown proved unexpectedly complicated. While she was back among familiar faces, Sarah Jongsma discovered that the hardest part of studying abroad might come after the trip is over.

If your child is heading overseas to study, one lesser-known money transfer service offers an easier way to manage finances in advance. Even better, the first transfer comes at no cost, making it an attractive option for cost-conscious families.