Money

Personal Finance
6 deals under $25 I’d buy before Prime Day (and why you need them)

October Prime Day is around the corner, and these six wallet-friendly gadgets—all under $25—can help you save big. Whether you shop during the sale or any other time of the year, they’re practical picks worth considering.

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Moving the needle

Gen Z has experienced a sharper drop in credit scores than any other generation in the past year, and student loan debt appears to be the primary culprit. This development has raised concerns about the long-term financial health of the nation’s youngest working adults.

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 Moving the needle
I Asked ChatGPT How Young Adults Can Plan To Retire by 30 — Here’s What It Said

Retiring early—well before 65—has become a popular goal among young adults, fueled by the growing FIRE movement. This article explores the question of whether it’s truly possible to leave the workforce by 30, with ChatGPT offering a fresh perspective on financial independence.

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 I Asked ChatGPT How Young Adults Can Plan To Retire by 30 — Here’s What It Said
70% of Gen Z are so anxious about money that they can’t sleep—they’re dealing with it by bed rotting and watching TV instead of budgeting

A reported 70% of Gen Z can’t sleep at night due to money worries, according to new findings. With Federal Reserve Chair Jerome Powell cautioning that this generation faces a tough job market, some young adults are coping through what’s called “bed rotting” and binge-watching TV instead of following more traditional budgeting methods.

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 70% of Gen Z are so anxious about money that they can’t sleep—they’re dealing with it by bed rotting and watching TV instead of budgeting
Be wildfire ready: Financial adviser shares tips to financially prepare for emergencies

Hundreds of people remain evacuated due to the TCU Lightning Complex in Stanislaus, Tuolumne, and Calaveras counties. A financial adviser highlights ways to remain prepared for emergencies when wildfires threaten your home and livelihood.

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 Be wildfire ready: Financial adviser shares tips to financially prepare for emergencies
3 CD account mistakes savers should avoid this September

As interest rates continue to fluctuate, many savers are reevaluating their CD strategies. Financial observers warn of three specific pitfalls to avoid this September in order to protect your returns.

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 3 CD account mistakes savers should avoid this September
Unconquered by Debt Program Helping FSU Students Gain Financial Freedom

Florida State University’s “Unconquered by Debt” program aims to give students a stronger foothold in personal finance. Designed to reduce debt-related stress, the initiative seeks to lay a foundation for a more stable financial future.

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 Unconquered by Debt Program Helping FSU Students Gain Financial Freedom
Retirees in This State Will Outlive Savings by Almost Half a Million Dollars

A new analysis by Seniorly warns that retirees in 41 U.S. states, plus Washington, D.C., could outlive their savings. In one state, the shortfall nears an astonishing half a million dollars—underscoring the depth and urgency of this nationwide concern.

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 Retirees in This State Will Outlive Savings by Almost Half a Million Dollars
Everything You Ever Wanted to Know About the Roth IRA 5-Year Rules

Roth IRAs are one of the nation’s most popular ways to save for retirement, offering unique tax advantages. However, as the name suggests, the 5-year rule can puzzle even the most diligent savers. Here’s a closer look at what you need to know.

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Secret times to shop at Walmart, Aldi and Dollar Tree to see completely full shelves

A savvy shopper has revealed the key times to visit popular chains like Walmart, Aldi, and Dollar Tree to find fully stocked shelves. These insights come from money-saving pros who shed light on how to ensure a more fruitful shopping experience.

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 Secret times to shop at Walmart, Aldi and Dollar Tree to see completely full shelves
Americans turning to “revenge saving” due to inflation and economic uncertainty

As inflation creeps upward and economic uncertainty lingers, many Americans are embracing a financial strategy dubbed “revenge saving.” Mark Henry, founder and CEO of Alloy Wealth Management, sees this trend as a direct response to escalating costs of living and broader economic fears.

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 Americans turning to “revenge saving” due to inflation and economic uncertainty
I Will Text You the Best Daily Deals for Free Every Day, Here’s How to Join

Tired of waiting for big shopping events to save? Russell Holly and his team at CNET are bringing daily deals straight to your phone—for free.

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Don’t wait — it’s Day 3 of Prime Day and the best deals are almost gone

As Prime Day reaches its finale, the clock is ticking on the year’s biggest deals. Business Insider has curated top discounts across tech, home, kitchen, and beauty to give you an edge on savings before they’re gone.

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From Celeb-Loved Beauty to Co-Op Games, Here Are the Best Amazon Prime Day Deals Under $50

Discover the hottest deals this Amazon Prime Day, all under $50. From celebrity-endorsed beauty products to thrilling co-op games, we’ve got the top picks to keep your wallet happy.

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 From Celeb-Loved Beauty to Co-Op Games, Here Are the Best Amazon Prime Day Deals Under $50
Can I switch to a taxi driver job without hurting my Social Security?

After opting for early Social Security benefits and part-time work, one individual faces a new challenge: can switching to a taxi driver job affect their benefits? Understanding the implications of career changes during early retirement is crucial.

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Prime Day isn’t alone. Here are other July sales you should know about

While Amazon’s Prime Day captures headlines, it’s not the only source of summer savings. This July, other retailers are rolling out their own impressive sales events.

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 Prime Day isn’t alone. Here are other July sales you should know about
Best Apple Watch Series 10 Deals: Get Your Hands on the Best Smartwatch of 2025 for Less With These Discounts

Discover how trade-ins and new contracts can make the Apple Watch Series 10 more affordable than ever. Learn how to unlock significant savings on the best smartwatch of 2025.

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Here’s what a poolside cocktail could cost you on average at these popular vacation destinations, from Maui to Miami

A new Hotels.com report reveals that Los Angeles and Maui are the priciest cities for poolside cocktails among popular vacation destinations. Travelers planning a getaway might need to budget extra for their poolside indulgences.

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Press release: Ft. Mitchell financial firm releases summer/fall seminar schedule

Evered Financial Inc., a Ft. Mitchell-based firm, is hosting a series of free informational seminars this summer and fall. Covering topics from empowering women to Social Security and legacy planning, these seminars aim to educate attendees on crucial financial matters. Register for one or all sessions to take charge of your financial future.

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 Press release: Ft. Mitchell financial firm releases summer/fall seminar schedule
Five money-saving websites you need to know about

Saving money and time has never been easier. Experts at Consumers’ Checkbook have unveiled five websites that could transform the way you manage expenses and streamline services. From tracking streaming subscriptions to finding the best airfare deals, these resources are designed to enhance efficiency for savvy consumers.

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Expense Trackers

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 Five money-saving websites you need to know about
Top cities where you can earn over $100,000 a year and still be broke

In America’s most expensive cities, even those earning over $100,000 a year are finding it hard to stay afloat. Soaring housing costs and escalating daily expenses are diminishing the value of high salaries, forcing many to reconsider the true cost of urban living.

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 Top cities where you can earn over $100,000 a year and still be broke
Experts see higher stagflation risks. Here’s what it means for your money

As economists raise alarms over the increasing risk of stagflation, Americans may face a challenging economic period marked by rising prices and slowing growth. Experts attribute this threat to current tariff policies, urging consumers to prepare financially for potential hardships.

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 Experts see higher stagflation risks. Here’s what it means for your money
The Psychology of Money: How Your Mindset Affects Your Financial Decisions

Money is more than just numbers in a bank account; it’s a reflection of our beliefs, experiences, and emotions. Our mindset towards money significantly influences how we earn, save, spend, and invest. Understanding the psychology behind our financial decisions can pave the way to greater financial success and well-being.

 The Psychology of Money: How Your Mindset Affects Your Financial Decisions
The 50/30/20 Budget Rule: How to Manage Your Money Effectively

Managing your finances doesn’t have to be complicated. The 50/30/20 budget rule offers a simple and effective way to allocate your income, helping you meet your needs, enjoy your wants, and save for the future. Here’s how you can apply this rule to take control of your financial life.

 The 50/30/20 Budget Rule: How to Manage Your Money Effectively
Side Hustles That Can Boost Your Income in 2024

In today’s rapidly changing economic landscape, more people are seeking ways to supplement their income and achieve financial independence. The gig economy is booming, offering countless opportunities for those willing to invest time and effort. As we step into 2024, here are some side hustles that can significantly boost your income.

 Side Hustles That Can Boost Your Income in 2024
Money Mistakes to Avoid in Your 20s, 30s, and Beyond

Your 20s and 30s are transformative decades filled with opportunities and challenges. Establishing sound financial habits during this time is crucial for setting a solid foundation for your future. Unfortunately, many young adults make common financial mistakes that can hinder their long-term economic success.

 Money Mistakes to Avoid in Your 20s, 30s, and Beyond
Investing vs Saving: Where Should You Put Your Money?

In today’s dynamic financial landscape, deciding between saving and investing can be a daunting task. With countless options and strategies available, understanding where to allocate your hard-earned money is crucial for building a secure financial future.

 Investing vs Saving: Where Should You Put Your Money?
How to Retire Early: Steps to Achieve Financial Independence

Imagine unlocking the freedom to pursue your passions without the constraints of a traditional 9-to-5 job. Retiring early and achieving financial independence is a goal many aspire to but few attain. With disciplined planning and strategic financial management, it’s possible to turn this dream into reality.

 How to Retire Early: Steps to Achieve Financial Independence
How to Negotiate Your Salary and Increase Your Earnings

Negotiating your salary can be one of the most daunting aspects of professional life. Yet, it’s a crucial skill that can significantly impact your career trajectory and lifetime earnings. Whether you’re eyeing a new job offer or seeking a raise in your current position, understanding how to effectively negotiate can make all the difference. This article will guide you through proven strategies to help you confidently navigate salary discussions and secure the compensation you deserve.

 How to Negotiate Your Salary and Increase Your Earnings
How to Improve Your Credit Score Fast

A good credit score is essential for securing loans, renting apartments, and even getting better insurance rates. If you’re looking to boost your credit score quickly, here are some effective strategies to get you on the right track.

 How to Improve Your Credit Score Fast
How to Build an Emergency Fund (and Why You Need One)

Life is full of surprises, and not all of them are pleasant. From unexpected car repairs to sudden medical bills, financial emergencies can strike at any time. Having an emergency fund is crucial to navigate these unforeseen expenses without derailing your financial stability.

 How to Build an Emergency Fund (and Why You Need One)
Debt Snowball vs Debt Avalanche: Which Repayment Strategy Works Best?

In today’s world of credit cards, student loans, and mortgages, carrying debt has become a common part of life. Managing and paying off that debt, however, can be a daunting task. Two popular strategies have emerged to help individuals tackle their debts effectively: the Debt Snowball and the Debt Avalanche methods. But which one is right for you?

 Debt Snowball vs Debt Avalanche: Which Repayment Strategy Works Best?
3 Dirt Cheap Warren Buffett Stocks to Buy With $1,000 Right Now

As markets fluctuate, Warren Buffett’s portfolio offers three affordable stocks ideal for a $1,000 investment right now.

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 3 Dirt Cheap Warren Buffett Stocks to Buy With $1,000 Right Now
3 Ways to Use Your Required Minimum Distribution (RMD) Strategically in Retirement

Retirees aged 73 and older are required to take minimum distributions from their retirement accounts, but with strategic planning, these RMDs can be opportunities rather than obligations. Discover three smart strategies to maximize your savings and minimize taxes by reinvesting, donating, or using RMDs to pay your taxes.

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Dunelm’s 75% clearance sale has some crazy bargains on winter warmers

Dunelm’s clearance sale is offering incredible discounts on the last stocks of winter items, with bargains starting as low as 85p. Shoppers are excited about the chance to snag winter warmers at up to 75% off.

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 Dunelm’s 75% clearance sale has some crazy bargains on winter warmers
Amazon Presidents’ Day sale is LIVE: here’s the discounts I’m shopping on TVs, apparel, Apple gear and more

Amazon has kicked off its Presidents’ Day sale, offering deals on TVs, appliances, apparel, and Apple gear. Here’s a look at the discounts catching our attention.

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 Amazon Presidents’ Day sale is LIVE: here’s the discounts I’m shopping on TVs, apparel, Apple gear and more
Asking Eric: Husband is completely dependent on spouse to handle problems

An advice columnist addresses how gender stereotypes and sexist language can hinder communication in relationships, offering strategies for couples to redistribute responsibilities and improve understanding.

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 Asking Eric: Husband is completely dependent on spouse to handle problems
What to buy in January for huge savings

As the new year begins, incredible deals emerge on fitness gear, home essentials, and electronics. Discover where to find the best January savings.

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Generation Beta kicks off 2025, offered $150 bonus from Prudential Financial

As Generation Beta makes its debut, Prudential Financial is offering a $150 “Beta Baby Bonus” to every baby born in the United States on January 1, 2025. This initiative aims to encourage early financial planning for the newest generation amid parental concerns about future retirement and societal shifts.

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 Generation Beta kicks off 2025, offered $150 bonus from Prudential Financial