Medicare’s “6-hour rule” may surprise even the most seasoned travelers, offering far less coverage than many retirees expect once they set sail. Before stepping aboard, seniors should understand how Original Medicare’s limits apply when the open seas call.

As the 2026 Medicare Advantage Open Enrollment Period begins, time is running out to review your options. Don’t miss what could be your final opportunity to update or switch your coverage for the coming year. Here’s what you need to know.